#98, Co-Founder and CEO of Perenna, Arjan Verbeek: Revolutionising the Mortgage Market

Published on June 19, 2024

In the UK, the housing market is a topic of conversation that’s on everyone’s lips right now. As soaring interest rates are making mortgages unobtainable for many, this has become a nation-wide crisis.  

This week’s guest has designed a platform to remedy many of the issues caused by the outdated British mortgage process, as Arjan Verbeek, Co-Founder and CEO of Perenna, is revolutionising mortgages for the masses. Taking influence from Danish banking practices, Perenna offer users flexible fixed-rate mortgages which are fully protected from interest rate fluctuations.  

Having worked in some of the most prominent banks across the globe, including Barclays and BNP Paribas, Arjan witnessed first-hand the financial problems within the housing market and set out to change them. Arjan’s entrepreneurial journey is marked by a desire to disrupt old systems and utilise tech for good. This episode is not to be missed! 

Time stamps 

  • What does good leadership mean to Arjan? (02:12) 
  • Arjan’s insight into the financial crisis of 2008 (08:20) 
  • Creating a challenger bank and securing a UK banking licence (12:20) 
  • What’s wrong with the UK’s mortgage market? (18:51) 
  • How Perenna makes mortgages accessible (22:28) 
  • Keeping a working culture cohesive (28:40) 
  • Technology trends that will innovate banking (33:57) 
  • Arjan’s tips for maintaining balance and productivity (40:28) 
  • Advice to his 21-year-old self (43:44) 
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